SKU: P0186EN

RESPA: Kickbacks and Affiliated Business Arrangements

$40.00 USD

This online course explains the RESPA rules under Sections 1024.14 and 1024.15. You’ll learn when referral fees are allowed, what counts as an unearned fee, and how to navigate affiliated business arrangements within legal limits. It’s designed for compliance teams, managers, and board members who need to understand the rules and their real-world impact.

Section 8 of the Real Estate Settlement Procedures Act (RESPA) includes key rules that prohibit kickbacks, referral fees, and unearned fees in connection with mortgage loans. It also sets specific conditions for affiliated business arrangements to ensure transparency and consumer protection.

LEARNING OBJECTIVES

By the end of this course, bank compliance and management teams will be able to:

  • Identify when referral fees can be legally paid under RESPA
  • Recognize the difference between earned and unearned fees
  • Understand what constitutes an affiliated business arrangement and how to remain compliant

COURSE OUTLINE

This online course covers:

  1. Kickbacks and Unearned Fees
  2. Affiliated Business Arrangements

AUDIENCE

Perfect for compliance personnel, bank management, and members of the board of directors.

SPECIFICATIONS

Duration: 0.5 hours

Module(s): 40463EN

SKU(s): P0186EN

NASBA CPE Credits:

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What can you expect?
  • Complete training anytime and anywhere from any device with an internet connection. 
  • Interactive training with video, exercises, knowledge checks, case studies, and scenario branching for a memorable learning experience. 
  • A final exam is included at the end of the course to ensure knowledge retention.
  • A training completion certificate is instantly awarded when the course is completed with a passing score. 
  • Automatic email notifications to ensure training is completed by the deadline. 
  • Designed by a team of instructional designers, subject-matter experts, and consultants with decades of experience.

What's included?
  • HTML5 format works on any device with an internet connection.
  • Cross-device syncing let's you take training on a mobile device and switch to laptop or desktop without losing your progress.
  • Automatic content updates to keep courses fresh and relevant.
  • An ADA-compliant interface lets you easily switch navigation. 
  • Course modules that include videos and interactive content for a more engaging learning experience. 
  • The course automatically saves your progress, so you never lose your spot. 
  • Complete control of audio and closed captions.
  • Built-in knowledge checks at the end of each section. 
  • A certificate of completion is automatically issued upon finishing the course with a passing score. 
  • An administrator user account lets you buy courses, assign them to your team, track training progress, run reports, and access certificates.

Customer Service
  • Learners receive automated email notifications until training is completed.  
  • Phone and email customer support at no additional cost.  
  • Submit and track support requests 24/7 in our support portal.
  • Access help articles and resources in our knowledge base.
Need to train your team fast?

Pick your courses, buy seats for up to 99 people, and manage everything from your admin dashboard. You can track progress, run reports, and download certificates anytime.

Need this course for your LMS? 

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Need flexible pricing?

Request a price quote and we’ll find what works best for your team. Whether it’s bulk discounts, course customization, a branded portal, or bundle pricing, we’ve got you covered.

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

I loved how flexible the course was. I could easily work through the material on my phone while commuting.

William

Vubiz Learner

How It Works

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Course Features

Our courses are ADA-compliant, work on any device with an internet connection, incorporate interactive learning activities, and are updated regularly.

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Frequently Asked Questions

How do I access training?

After purchase, you can self-register for training from your Account Dashboard.

How long do I have access?

You have one year of access to the course.

What happens if I fail the exam?

The purpose of the exam is to test your knowledge. You simply take it again until you pass.

What are the technical requirements for the training?

Courses can be viewed on any device – Mac, PC, tablet, and/or mobile with any internet browser and an active internet connection. Just turn off and disable all pop-up blockers. See full tech specifications.

Can I change the name on the certificate?

Yes. You’ll need to contact our support team before you complete the course.

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