SKU: P0173EN

Regulation Z: Closed-End Credit (Real Estate)

Regular price $40.00 USD

This online course focuses on closed-end credit transactions secured by real estate, with a particular emphasis on the Integrated Disclosure requirements, also known as TRID. Regulation Z, part of the Truth in Lending Act, requires lenders to clearly disclose the terms and costs of consumer credit.

While this course does not provide in-depth instructions on completing the Loan Estimate or Closing Disclosure, it does explain the key requirements, timing rules, and special conditions that apply to real estate-secured loans. Bank employees will also learn how Regulation Z applies to loan features such as adjustable rates, high-cost loans, and qualified mortgages.

Designed for lending, loan operations, and compliance staff, this course helps ensure your institution meets regulatory expectations when originating or processing closed-end real estate loans.


LEARNING OBJECTIVES

By the end of this course, bank employees will be able to:

  • Understand the required calculations involved in disclosure fields
  • Identify the timing and content requirements for Loan Estimates and Closing Disclosures
  • Know when revised disclosures are permitted
  • Recognize special rules that apply to certain loan types
  • Comply with Regulation Z requirements for real estate-secured credit

COURSE OUTLINE

This online course covers:

  1. Calculations
  2. General Disclosures
  3. Loan Estimate
  4. Closing Disclosure
  5. Tolerances and Revisions
  6. Home Loan Toolkit
  7. ARM Loans
  8. Higher-Priced Mortgage Loans (HPML)
  9. High-Cost Loans (HOEPA)
  10. Ability-to-Repay / Qualified Mortgage (ATR/QM)
  11. Right of Rescission
  12. Servicing

AUDIENCE

This course is designed for professionals in the consumer lending space, particularly those involved in originating or supporting real estate-secured closed-end loans.

SPECIFICATIONS

Duration: 0.5 hours

Module(s): 40491EN

SKU(s): P0173EN

NASBA CPE Credits:

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What can you expect?

  • Complete training anytime and anywhere from any device with an internet connection. 
  • Interactive training with video, exercises, knowledge checks, case studies, and scenario branching for a memorable learning experience. 
  • A final exam is included at the end of the course to ensure knowledge retention.
  • A training completion certificate is instantly awarded when the course is completed with a passing score. 
  • Automatic email notifications to ensure training is completed by the deadline. 
  • Designed by a team of instructional designers, subject-matter experts, and consultants with decades of experience.

What's included?

  • HTML5 format works on any device with an internet connection.
  • Cross-device syncing let's you take training on a mobile device and switch to laptop or desktop without losing your progress.
  • Automatic content updates to keep courses fresh and relevant.
  • An ADA-compliant interface lets you easily switch navigation. 
  • Course modules that include videos and interactive content for a more engaging learning experience. 
  • The course automatically saves your progress, so you never lose your spot. 
  • Complete control of audio and closed captions.
  • Built-in knowledge checks at the end of each section. 
  • A certificate of completion is automatically issued upon finishing the course with a passing score. 
  • An administrator user account lets you buy courses, assign them to your team, track training progress, run reports, and access certificates.

Customer Service

  • Learners receive automated email notifications until training is completed.  
  • Phone and email customer support at no additional cost.  
  • Submit and track support requests 24/7 in our support portal.
  • Access help articles and resources in our knowledge base.
Need to train your team fast?

Pick your courses, buy seats for up to 99 people, and manage everything from your admin dashboard. You can track progress, run reports, and download certificates anytime.

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Request a price quote and we’ll find what works best for your team. Whether it’s bulk discounts, course customization, a branded portal, or bundle pricing, we’ve got you covered.

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

The course was easy to follow and made learning compliance a breeze on my laptop and phone.

Dorothy

Vubiz Learner

How It Works

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Course Features

Our courses are ADA-compliant, work on any device with an internet connection, incorporate interactive learning activities, and are updated regularly.

Frequently Asked Questions

How do I access training?

After purchase, you can self-register for training from your Account Dashboard.

How long do I have access?

You have one year of access to the course.

What happens if I fail the exam?

The purpose of the exam is to test your knowledge. You simply take it again until you pass.

What are the technical requirements for the training?

Courses can be viewed on any device – Mac, PC, tablet, and/or mobile with any internet browser and an active internet connection. Just turn off and disable all pop-up blockers. See full tech specifications.

Can I change the name on the certificate?

Yes. You’ll need to contact our support team before you complete the course.

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