SKU: P0107EN

Regulation CC: Funds Availability Act - Overview

$40.00 USD

This online course provides a practical overview of the key provisions of Regulation CC, focusing on fund availability timelines, exception holds, required customer notices, and the proper return of checks. It also introduces the rules around substitute checks to ensure staff are aware of basic compliance expectations.

Regulation CC, also known as the Expedited Funds Availability Act, outlines the rights, responsibilities, and timelines banks must follow when making deposited funds available. It also sets expectations for managing substitute checks under the Check 21 Act.

Designed for frontline staff and anyone responsible for making decisions about holds and the paying of checks, this course helps ensure that institutions meet regulatory requirements while clearly communicating policies to customers.

LEARNING OBJECTIVES

By the end of this course, bank employees will be able to:

  • Know when deposited funds must be made available for withdrawal
  • Provide timely and accurate notice to customers when availability is delayed
  • Verify that your institution is properly disclosing its funds availability policy
  • Ensure checks are returned promptly and according to regulations
  • Understand the basic rules of Check 21 and substitute checks

COURSE OUTLINE

This online course covers:

  1. Regulation CC and Availability of Funds
  2. Next Day and Second Day Availability
  3. Exception Holds / Delayed Availability
  4. Exception Hold Notices and Fees
  5. Disclosures
  6. Return of Checks and Substitute Checks

AUDIENCE

This course is intended for frontline staff and those who make decisions about funds availability, check holds, and check payments.

SPECIFICATIONS

Duration: 0.5 hours

Module(s): 40872EN

SKU(s): P0107EN

NASBA CPE Credits:

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What can you expect?
  • Complete training anytime and anywhere from any device with an internet connection. 
  • Interactive training with video, exercises, knowledge checks, case studies, and scenario branching for a memorable learning experience. 
  • A final exam is included at the end of the course to ensure knowledge retention.
  • A training completion certificate is instantly awarded when the course is completed with a passing score. 
  • Automatic email notifications to ensure training is completed by the deadline. 
  • Designed by a team of instructional designers, subject-matter experts, and consultants with decades of experience.

What's included?
  • HTML5 format works on any device with an internet connection.
  • Cross-device syncing let's you take training on a mobile device and switch to laptop or desktop without losing your progress.
  • Automatic content updates to keep courses fresh and relevant.
  • An ADA-compliant interface lets you easily switch navigation. 
  • Course modules that include videos and interactive content for a more engaging learning experience. 
  • The course automatically saves your progress, so you never lose your spot. 
  • Complete control of audio and closed captions.
  • Built-in knowledge checks at the end of each section. 
  • A certificate of completion is automatically issued upon finishing the course with a passing score. 
  • An administrator user account lets you buy courses, assign them to your team, track training progress, run reports, and access certificates.

Customer Service
  • Learners receive automated email notifications until training is completed.  
  • Phone and email customer support at no additional cost.  
  • Submit and track support requests 24/7 in our support portal.
  • Access help articles and resources in our knowledge base.
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⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Clear, easy, and informative. I liked how I could switch between devices without missing a beat.

Barbara

Vubiz Learner

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Course Features

Our courses are ADA-compliant, work on any device with an internet connection, incorporate interactive learning activities, and are updated regularly.

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Frequently Asked Questions

How do I access training?

After purchase, you can self-register for training from your Account Dashboard.

How long do I have access?

You have one year of access to the course.

What happens if I fail the exam?

The purpose of the exam is to test your knowledge. You simply take it again until you pass.

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Can I change the name on the certificate?

Yes. You’ll need to contact our support team before you complete the course.

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