SKU: P0471EN

Regulation B: Equal Credit Opportunity Act - Overview

Regular price $40.00 USD

This online course provides an overview of the Equal Credit Opportunity Act (ECOA), which is enforced through Regulation B and prohibits discrimination in all aspects of credit transactions. The law protects applicants from unfair treatment based on personal characteristics such as race, gender, or age, and promotes transparency and equal access to credit.

Bank employees will learn the core rules of Regulation B, including the types of prohibited lending discrimination, what information can be collected from applicants, how to evaluate applications fairly, how to provide adverse action notices, and the requirements around appraisal disclosures.

This course is designed to help bank employees understand their responsibilities under ECOA and ensure their policies and actions support fair lending practices.


LEARNING OBJECTIVES

By the end of this course, bank employees will be able to:

  • List the prohibited factors under ECOA and Regulation B
  • Identify policies and procedures that could lead to compliance risk
  • Know what applicant information can be collected and how it may be used
  • Provide correct and timely adverse action notices
  • Comply with the appraisal notification and delivery rules

COURSE OUTLINE

This online course covers:

  1. Fair Lending Discrimination
  2. Applications
  3. Adverse Action
  4. Appraisals

AUDIENCE

This course is designed for bank employees who handle or support credit transactions and are required to comply with ECOA and Regulation B regulations.

SPECIFICATIONS

Duration: 0.5 hours

Module(s): 14519EN

SKU(s): P0471EN

NASBA CPE Credits:

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What can you expect?

  • Complete training anytime and anywhere from any device with an internet connection. 
  • Interactive training with video, exercises, knowledge checks, case studies, and scenario branching for a memorable learning experience. 
  • A final exam is included at the end of the course to ensure knowledge retention.
  • A training completion certificate is instantly awarded when the course is completed with a passing score. 
  • Automatic email notifications to ensure training is completed by the deadline. 
  • Designed by a team of instructional designers, subject-matter experts, and consultants with decades of experience.

What's included?

  • HTML5 format works on any device with an internet connection.
  • Cross-device syncing let's you take training on a mobile device and switch to laptop or desktop without losing your progress.
  • Automatic content updates to keep courses fresh and relevant.
  • An ADA-compliant interface lets you easily switch navigation. 
  • Course modules that include videos and interactive content for a more engaging learning experience. 
  • The course automatically saves your progress, so you never lose your spot. 
  • Complete control of audio and closed captions.
  • Built-in knowledge checks at the end of each section. 
  • A certificate of completion is automatically issued upon finishing the course with a passing score. 
  • An administrator user account lets you buy courses, assign them to your team, track training progress, run reports, and access certificates.

Customer Service

  • Learners receive automated email notifications until training is completed.  
  • Phone and email customer support at no additional cost.  
  • Submit and track support requests 24/7 in our support portal.
  • Access help articles and resources in our knowledge base.
Need to train your team fast?

Pick your courses, buy seats for up to 99 people, and manage everything from your admin dashboard. You can track progress, run reports, and download certificates anytime.

Need this course for your LMS? 

Contact our sales team for courses via SCORM / API.  

Need flexible pricing?

Request a price quote and we’ll find what works best for your team. Whether it’s bulk discounts, course customization, a branded portal, or bundle pricing, we’ve got you covered.

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

The course was perfect for my busy schedule. I could access it from my phone and learn on the go.

Valentina

Vubiz Learner

How It Works

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    Assign the courses to your staff or to yourself.

Course Features

Our courses are ADA-compliant, work on any device with an internet connection, incorporate interactive learning activities, and are updated regularly.

Frequently Asked Questions

How do I access training?

After purchase, you can self-register for training from your Account Dashboard.

How long do I have access?

You have one year of access to the course.

What happens if I fail the exam?

The purpose of the exam is to test your knowledge. You simply take it again until you pass.

What are the technical requirements for the training?

Courses can be viewed on any device – Mac, PC, tablet, and/or mobile with any internet browser and an active internet connection. Just turn off and disable all pop-up blockers. See full tech specifications.

Can I change the name on the certificate?

Yes. You’ll need to contact our support team before you complete the course.

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