SKU: P0472EN

Regulation B: Adverse Action

$40.00 USD

This online course explains what constitutes an adverse action under Regulation B and outlines the steps banks must take to remain compliant. When a financial institution denies or changes the terms of a credit application, it’s required to provide an adverse action notice to the applicant.

Bank employees will learn the specific requirements for issuing adverse action notices, including what must be included, how quickly they need to be delivered, and how the rules apply to both consumer and commercial applicants. The course also covers proper file retention practices, so your institution stays aligned with regulatory expectations.

Whether dealing with a new credit application or an existing account, this course helps ensure that your bank’s procedures are fair, accurate, and timely.

LEARNING OBJECTIVES

By the end of this course, bank employees will be able to:

  • Define what qualifies as adverse action under Regulation B
  • Deliver proper notification to credit applicants within required timeframes
  • Ensure adverse action notices meet legal content standards
  • Understand how to handle notices for business credit applicants
  • Follow proper procedures for retaining adverse action documentation

COURSE OUTLINE

This online course covers:

  1. What is Adverse Action?
  2. Timing and Coverage
  3. Content
  4. Business Credit
  5. Record Retention

AUDIENCE

This course is designed for bank employees who manage or process credit applications and need to comply with Regulation B.

SPECIFICATIONS

Duration: 0.5

Module(s): 40949EN

SKU(s): P0472EN

NASBA CPE Credits:

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What can you expect?
  • Complete training anytime and anywhere from any device with an internet connection. 
  • Interactive training with video, exercises, knowledge checks, case studies, and scenario branching for a memorable learning experience. 
  • A final exam is included at the end of the course to ensure knowledge retention.
  • A training completion certificate is instantly awarded when the course is completed with a passing score. 
  • Automatic email notifications to ensure training is completed by the deadline. 
  • Designed by a team of instructional designers, subject-matter experts, and consultants with decades of experience.

What's included?
  • HTML5 format works on any device with an internet connection.
  • Cross-device syncing let's you take training on a mobile device and switch to laptop or desktop without losing your progress.
  • Automatic content updates to keep courses fresh and relevant.
  • An ADA-compliant interface lets you easily switch navigation. 
  • Course modules that include videos and interactive content for a more engaging learning experience. 
  • The course automatically saves your progress, so you never lose your spot. 
  • Complete control of audio and closed captions.
  • Built-in knowledge checks at the end of each section. 
  • A certificate of completion is automatically issued upon finishing the course with a passing score. 
  • An administrator user account lets you buy courses, assign them to your team, track training progress, run reports, and access certificates.

Customer Service
  • Learners receive automated email notifications until training is completed.  
  • Phone and email customer support at no additional cost.  
  • Submit and track support requests 24/7 in our support portal.
  • Access help articles and resources in our knowledge base.
Need to train your team fast?

Pick your courses, buy seats for up to 99 people, and manage everything from your admin dashboard. You can track progress, run reports, and download certificates anytime.

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Need flexible pricing?

Request a price quote and we’ll find what works best for your team. Whether it’s bulk discounts, course customization, a branded portal, or bundle pricing, we’ve got you covered.

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

The course was clear and concise, and I could easily complete it in my own time on any device.

Joseph

Vubiz Learner

How It Works

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Course Features

Our courses are ADA-compliant, work on any device with an internet connection, incorporate interactive learning activities, and are updated regularly.

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Frequently Asked Questions

How do I access training?

After purchase, you can self-register for training from your Account Dashboard.

How long do I have access?

You have one year of access to the course.

What happens if I fail the exam?

The purpose of the exam is to test your knowledge. You simply take it again until you pass.

What are the technical requirements for the training?

Courses can be viewed on any device – Mac, PC, tablet, and/or mobile with any internet browser and an active internet connection. Just turn off and disable all pop-up blockers. See full tech specifications.

Can I change the name on the certificate?

Yes. You’ll need to contact our support team before you complete the course.

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