{"product_id":"respa-overview","title":"RESPA: Overview","description":"\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003eThis online course provides a \u003cmeta charset=\"utf-8\"\u003eRESPA overview that breaks down the Act into manageable sections to help you understand your responsibilities and protect borrowers. You’ll get a complete picture of the disclosures required before closing, limits on escrow accounts, servicing obligations, and the restrictions on certain fee arrangements. It’s ideal for professionals working in the consumer real estate lending space who want to stay compliant and support informed borrowers.\u003c\/p\u003e\n\u003cp\u003eThe Real Estate Settlement Procedures Act (RESPA) sets clear rules for lenders, mortgage brokers, and servicers offering residential mortgage loans. It’s designed to ensure borrowers receive timely, accurate information about loan costs, escrow accounts, servicing, and prohibited practices like kickbacks and referral fees.\u003c\/p\u003e","brand":"Vubiz","offers":[{"title":"Default Title","offer_id":50853329076505,"sku":"P0187EN","price":40.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0888\/5020\/2905\/files\/respa-overview-vubiz.jpg?v=1751331729","url":"https:\/\/vubiz.myshopify.com\/products\/respa-overview","provider":"Vubiz","version":"1.0","type":"link"}