{"product_id":"regulation-z-high-priced-mortgage-loans-hpml","title":"Regulation Z: High Priced Mortgage Loans (HPML)","description":"\u003cp\u003eThis online course explains what higher-priced mortgage loans (HPMLs) are and outlines the key regulatory requirements tied to them under Regulation Z. It covers when an escrow account must be established and under what conditions an appraisal—and even a second appraisal—might be required.\u003c\/p\u003e\n\u003cp\u003eLenders and compliance professionals need to understand the rules to stay compliant and protect consumers in these types of mortgage transactions. This training breaks it all down clearly and simply.\u003c\/p\u003e","brand":"Vubiz","offers":[{"title":"Default Title","offer_id":50853327241497,"sku":"P0175EN","price":40.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0888\/5020\/2905\/files\/regulation-z-high-priced-mortgage-loans-hpml-vubiz.jpg?v=1751331102","url":"https:\/\/vubiz.myshopify.com\/products\/regulation-z-high-priced-mortgage-loans-hpml","provider":"Vubiz","version":"1.0","type":"link"}