{"product_id":"regulation-z-high-cost-mortgage-loans-hoepa","title":"Regulation Z: High Cost Mortgage Loans (HOEPA)","description":"\u003cp\u003eThis online course provides a clear explanation of Regulation Z requirements related to high-cost mortgage loans, also known as HOEPA loans. These transactions carry higher rates or fees and come with additional protections to help safeguard borrowers.\u003c\/p\u003e\n\u003cp\u003eThe Home Ownership and Equity Protection Act (HOEPA), part of the Truth in Lending Act, requires special disclosures, homeownership counseling, and restrictions on certain loan features. Lenders must be able to apply the HOEPA coverage test, identify prohibited practices, and understand the required timing and content of disclosures.\u003c\/p\u003e\n\u003cp\u003eThis course gives lenders, operations staff, and compliance professionals the knowledge they need to properly manage and evaluate high-cost mortgage transactions.\u003c\/p\u003e","brand":"Vubiz","offers":[{"title":"Default Title","offer_id":50853327175961,"sku":"P0174EN","price":40.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0888\/5020\/2905\/files\/regulation-z-high-cost-mortgage-loans-hoepa-vubiz.jpg?v=1751331071","url":"https:\/\/vubiz.myshopify.com\/products\/regulation-z-high-cost-mortgage-loans-hoepa","provider":"Vubiz","version":"1.0","type":"link"}