{"product_id":"regulation-e-overdrafts","title":"Regulation E: Overdrafts","description":"\u003cp\u003eThis online course provides detailed guidance on the overdraft service requirements under Regulation E, which offers key consumer protections when using electronic fund transfer (EFT) services.\u003c\/p\u003e\n\u003cp\u003eBanks must clearly inform consumers about what is covered under overdraft services before charging any fees for ATM or one-time debit card transactions. Regulation E requires that customers “opt in” before being enrolled in these services — and that they receive proper disclosures upfront.\u003c\/p\u003e\n\u003cp\u003eWhether your bank offers overdraft services or not, it’s essential that customer-facing staff understand the policy, know when fees can be charged, and ensure all disclosures meet regulatory standards. This course is especially useful for deposit account service, compliance, and operations teams.\u003c\/p\u003e","brand":"Vubiz","offers":[{"title":"Default Title","offer_id":50853325472025,"sku":"P0559EN","price":40.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0888\/5020\/2905\/files\/regulation-e-overdrafts-vubiz.jpg?v=1751330436","url":"https:\/\/vubiz.myshopify.com\/products\/regulation-e-overdrafts","provider":"Vubiz","version":"1.0","type":"link"}