{"product_id":"regulation-b-adverse-action","title":"Regulation B: Adverse Action","description":"\u003cp\u003eThis online course explains what constitutes an adverse action under Regulation B and outlines the steps banks must take to remain compliant. \u003cmeta charset=\"utf-8\"\u003eWhen a financial institution denies or changes the terms of a credit application, it’s required to provide an adverse action notice to the applicant.\u003c\/p\u003e\n\u003cp\u003eBank employees will learn the specific requirements for issuing adverse action notices, including what must be included, how quickly they need to be delivered, and how the rules apply to both consumer and commercial applicants. The course also covers proper file retention practices, so your institution stays aligned with regulatory expectations.\u003c\/p\u003e\n\u003cp\u003eWhether dealing with a new credit application or an existing account, this course helps ensure that your bank’s procedures are fair, accurate, and timely.\u003c\/p\u003e","brand":"Vubiz","offers":[{"title":"Default Title","offer_id":50853323997465,"sku":"P0472EN","price":40.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0888\/5020\/2905\/files\/regulation-b-adverse-action-vubiz.jpg?v=1751329674","url":"https:\/\/vubiz.myshopify.com\/products\/regulation-b-adverse-action","provider":"Vubiz","version":"1.0","type":"link"}